PPF Calculator

PPF Interest Rate 2023 - 2024 - SBI, Post Office

PPF Interest Rate in SBI, ICICI, Post office, All Banks - Interest and Returns on PPF Investment.

Last Updated : Sep 1, 2023

PPF Calculator is an easy way to calculate PPF interest online. Current PPF interest rate is 7.1% with effective from Jul 1st, 2023.

Deposit Amount (Rs.)
Deposite Term

PPF Account Calculator

PPF account calculator tool will be helpful to you if you are saving/investing money under PPF scheme. You can estimate earned interests, maturity amount over the period or can estimate how your investment grows over the years. You need to just enter deposit amount and select term of deposit and it will calculate your invenstment grow for next 15 financial years.

PPF Calculator

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Public Provident Fund (PPF)

The Public Provident Fund (PPF) is a savings-cum-tax-saving scheme in India. It has been introduced in 1968 by National Saving Institute of the Ministry of Finance in 1968 (by Central Government). The goal of the scheme is to mobilize small savings by offering an investment with reasonable returns combined with income tax benefits.(Tax exemption : EEE)

  • Income tax benefit under section 80C on invested amount (up to Rs. 150,000/- under 80-C).
  • Earned interest is fully 100% tax exempted.
  • PPF final amount is totally tax exempted.

Features of PPF

  • Current PPF interest rate is 7.1% effective from Jul 1st, 2023.
  • PPF account has lock-in period of 15 years. Thereafter, subscriber can be extended for 1 or more block of 5 years each.
  • Minimum deposit of Rs. 500 required per financial year to maintain PPF account.
  • PPF account has maximum deposit amount per financial year limit is Rs. 1,50,000
  • PPF amount can be deposited in lump sum or in multiple installments per year.
  • Interest earned on provident fund and final amount is fully exempted from wealth tax.
  • You can get loan against PPF account.
  • One can open only and only one PPF account.

PPF Interest Rate 2022 - 2023

Period Year PPF Interest Rates
1st July 2023 to onwards 2023-24 7.1%
1st April 2023 to 30th June 2023 2023-24 7.1%
1st January 2023 to 31st March 2023 2022-23 7.1%
1st October 2022 to 31st December 2022 2022-23 7.1%
1st July 2022 to 30 September 2022 2022-23 7.1%
1st April 2022 to 30th June 2022 2022-23 7.1%
1st January 2022 to 31st March 2022 2021-22 7.1%
1st October 2021 to 31st December 2021 2021-22 7.1%
1st July 2021 to 30 September 2021 2021-22 7.1%
1st April 2021 to 30th June 2021 2021-22 7.1%
1st January 2021 to 31st March 2021 2020-21 7.1%
1st October 2020 to 31st December 2020 2020-21 7.1%
1st July 2020 to 30th September 2020 2020-21 7.1%
1st April 2020 to 30th June 2020 2020-21 7.1%
1st January 2020 to 31st March 2019-20 7.9%
1st October 2019 to 31st December 2019 2019-20 7.9%
1st July 2019 to 30th September 2019 2019-20 7.9%
1st April 2019 to 30th June 2019 2019-20 8.0%
1st January 2019 to 31st March 2019 2018-19 8.0%
1st October 2018 to 31st December 2018 2018-19 8.0%
1st July 2018 to 30th September 2018 2018-19 7.6%
1st April 2018 to 30th June 2018 2018-19 7.6%
1st January 2018 to 31st March 2018 2017-18 7.6%
1st October 2017 to 31st December 2017 2017-18 7.8%
1st July 2017 to 30th September 2017 2017-18 7.8%
1st April 2017 to 30th June 2017 2017-18 7.9%
01st January 2017 to 31st March 2017 2016-17 8.0%

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